As I have stated in previous blogs, financial markets are driven by 2 emotions: fear and greed. If fear reigns, investors sell risky assets and enter safe havens, such as… read more →
In 2014, some companies blamed the high exchange rate of Euro to the US dollar for their low profits. But this is an excuse to cover up bad management. Let’s… read more →
Lending money is a risky business. So if banks lend money they make a reservation that can be used if the borrower can’t fulfill the loan obligations. In bank jargon:… read more →
During my finance studies in the 80-ies, I learned about the Efficient Market Hypothesis. This Hypothesis is about the reflection of market information in prices of securities traded on the… read more →
Last week the official minimum bid rate from the European Central Bank is set to an historical low of 0,05%. You might wonder what is happening here……? In my online… read more →
Since the ’80s, financial institutions (banks, insurance companies, pension funds, etcetera) have become huge financial supermarkets offering a wide range of different services and products. Employees in these large institutions… read more →
Recent Comments